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PERSONAL LOAN AGREEMENT (US/UK)

I. LOAN AGREEMENT — PARTIES

This Personal Loan Agreement is made on [Agreement date], in [City / town], [Country], between:

LENDER: [Lender full name], address: [Lender address].

BORROWER: [Borrower full name], address: [Borrower address].

II. LOAN AMOUNT

Lender agrees to lend to Borrower the sum of [Loan amount] [Currency] ([Loan amount]), to be disbursed by [Disbursement method] on or around [Disbursement date].

III. INTEREST

Interest terms: [Interest]. Annual rate: [Annual interest rate (% if applicable)].

Note: For interest-free loans between related parties in the US, IRS Applicable Federal Rate (AFR) rules may apply. Both parties should consult a tax advisor.

IV. REPAYMENT

Borrower agrees to repay the full amount plus any accrued interest by [Full repayment due date], via [Repayment method].

Payment to: [Bank / account details for repayment].

V. DEFAULT

If Borrower fails to repay by the due date, Lender may demand immediate payment of the outstanding balance and any accrued interest, and may pursue legal remedies in the courts of [Governing state / jurisdiction].

VI. GOVERNING LAW

This Agreement is governed by the laws of [Governing state / jurisdiction]. Both parties sign voluntarily acknowledging this is a binding legal obligation.

Signed by both parties on [Agreement date].

LOAN AGREEMENT — PARTIES

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